CDBG – CV Rent, Mortgage & Utility Assistance

The Rent, Mortgage, and Utility assistance programs are only available to residents that live with the City of Pensacola limits. If you reside outside the city limits, contact 2-1-1 for referrals to other programs that may be able to provide assistance.

CDBG-CV Mortgage and Utility Assistance Program

The Community Development Block Program – CV (CDBG-CV) Mortgage and Utility Assistance Program has been established to respond to unforeseen economic hardship created by the coronavirus.   The goal of the program is to provide emergency subsistence payment to low-income homeowners residing within the city limits in danger of losing their home as a result of COVID related hardship with a verifiable loss of income and the inability to pay monthly mortgage and/or utilities.  Maximum award is up to $7,500.00.

IMPORTANT:   Payment is made directly to the mortgage and/or utility company.

Program Requirements:

  • Applicant must own a single-family residential property in the City of Pensacola limits. click here
  • Property owner must occupy the property as primary residence as indicated by having homestead exemption.
  • Mortgage applicant(s) cannot owe property taxes.
  • Owner must have a first-lien or primary mortgage with a forbearance or past due balance due to COVID-19.
  • Mortgage must have been current as of March 2020.
  • Property cannot be listed for sale.
  • Household of the applicant(s) must demonstrate a loss of income due to COVID-19.
  • Household of the applicant(s) must have a maximum household income at or below 80 percent AMI (Area Median Income) - Current income limits.

Applications are processed on a first qualified, first served basis until funding is exhausted.

Required Documentation to Apply

Frequently Asked Questions (FAQ)

CDBG-CV Rent and Utility Assistance Program

The CDBG-CV Rent and Utility Assistance Program has been established to respond to unforeseen economic hardship created by the coronavirus.   The goal of the program is to provide emergency subsistence payments for low-income renters residing within the city limits at risk of homelessness or housing instability as a result of COVID related hardship with a verifiable loss of income and the inability to pay monthly rent and/or utilities (Florida Power & Light and ECUA only).  Maximum award is up to $7,500.00.

IMPORTANT:   Payment is made directly to the landlord or property owner and/or utility company.

Program Requirements:

  • Applicant must RENT within the City of Pensacola limits (click here to check).
  • Landlord/property owner for rental assistance applicants must have fee simple title or life estate in the property.
  • Landlord/property owner for rental assistance applicants cannot have delinquent property taxes.
  • Household of the applicant(s) must demonstrate a loss of income due to COVID-19.
  • Household of the applicant(s) must have a maximum household income at or below 80 percent AMI (Area Median Income). - Current Income Limits

Applications are processed on a first qualified, first served basis until funding is exhausted.

Required Documentation to Apply
Frequently Asked Questions (FAQ) 

APPLY HERE!

 

Applicants will select whether they are applying for Mortgage and Utility Assistance OR Rent and Utility Assistance from the link above.