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1. How do I apply for the State Housing Initiatives Partnership (SHIP) Program?

Applications can be submitted through one of the participating lenders.

2. Do I have to find a house in Escambia County?

Yes, the house can be located anywhere within Escambia County / the City of Pensacola.

3. How does the program help me purchase a home?

SHIP funds will provide down payment and closing cost assistance up to $10,000, which is offered in the form of a forgivable loan.

4. Does this program help me pay the monthly mortgage?

No, only the down payment / closing cost assistance is offered.

5. Are there funds currently available under this program?

Yes, contact one of the participating lenders to inquire more about funds.